Investment Calculators

ELSS Calculator

Project the future value of your ELSS (Equity Linked Savings Scheme) investments and the tax you save under section 80C.

About the calculator

What is the ELSS Calculator?

The ELSS Calculator is a free online tool that helps you make informed decisions about your money. Enter your numbers and the calculator gives you instant, accurate results.

Use it to compare scenarios, plan goals and validate assumptions — all without signing up.

Formula used
  • SIP FV
    FV = P × [((1 + r)ⁿ − 1)/r] × (1 + r)
  • Annual Tax Saved
    Saving = min(Yearly Invested, 150000) × Tax Slab%

Why use the ELSS Calculator?

Financial planning works only when it's specific. The ELSS Calculator converts assumptions into concrete numbers — so you can choose between scenarios with confidence rather than guesswork.

How it helps

By tweaking inputs and instantly seeing the impact, you build intuition for how the underlying variables interact. This is far more useful than abstract formulas alone.

What to remember

Calculators show possible outcomes based on the assumptions you provide. Real-world results may vary; review your plan periodically and adjust as your income, goals and circumstances evolve.

Frequently Asked Questions

Equity Linked Savings Scheme — diversified equity mutual funds with a 3-year lock-in and 80C tax benefit.
₹1.5 lakh per financial year for investments + deductions combined.
Higher return potential and shorter lock-in, but market-linked vs PPF's guaranteed return.
No — LTCG above ₹1L per year is taxed at 10%.
Yes, but for SIPs each instalment has its own 3-year lock-in.
Yes, SIP is the most popular way to invest in ELSS.

Related Calculators

Zero brokerage. All segments.

Open a Flattrade Account

Trade equity, F&O, currencies and commodities at ₹0 brokerage. Powered by fast execution and advanced trading tools — built for serious investors.

Open Account