Investment Calculators

Mutual Fund Calculator

Estimate the future value, returns and growth of any SIP or lumpsum mutual fund investment with adjustable assumptions.

About the calculator

What is the Mutual Fund Calculator?

The Mutual Fund Calculator is a free online tool that helps you make informed decisions about your money. Enter your numbers and the calculator gives you instant, accurate results.

Use it to compare scenarios, plan goals and validate assumptions — all without signing up.

Formula used
  • SIP FV
    FV = P × [((1 + r)ⁿ − 1)/r] × (1 + r)
  • Lumpsum FV
    FV = P × (1 + r)ⁿ

Why use the Mutual Fund Calculator?

Financial planning works only when it's specific. The Mutual Fund Calculator converts assumptions into concrete numbers — so you can choose between scenarios with confidence rather than guesswork.

How it helps

By tweaking inputs and instantly seeing the impact, you build intuition for how the underlying variables interact. This is far more useful than abstract formulas alone.

What to remember

Calculators show possible outcomes based on the assumptions you provide. Real-world results may vary; review your plan periodically and adjust as your income, goals and circumstances evolve.

Frequently Asked Questions

No — they're market-linked.
10–14% for diversified equity over long horizons.
Equity LTCG: 10% over ₹1L (held >1yr). Debt: slab rate.
Yes — most platforms allow shifting between SIP and lumpsum freely.
Most funds allow SIPs from ₹500/month, lumpsum from ₹1,000.
Through any registered platform; Flattrade offers direct funds at ₹0 commission.

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