Savings Calculators

PPF Calculator

Project the maturity value and total interest on your PPF account, including yearly contributions and compounding.

About the calculator

What is the PPF Calculator?

The PPF Calculator is a free online tool that helps you make informed decisions about your money. Enter your numbers and the calculator gives you instant, accurate results.

Use it to compare scenarios, plan goals and validate assumptions — all without signing up.

Formula used
  • Yearly compounding
    Balanceₙ = (Balanceₙ₋₁ + Contribution) × (1 + r)

Why use the PPF Calculator?

Financial planning works only when it's specific. The PPF Calculator converts assumptions into concrete numbers — so you can choose between scenarios with confidence rather than guesswork.

How it helps

By tweaking inputs and instantly seeing the impact, you build intuition for how the underlying variables interact. This is far more useful than abstract formulas alone.

What to remember

Calculators show possible outcomes based on the assumptions you provide. Real-world results may vary; review your plan periodically and adjust as your income, goals and circumstances evolve.

Frequently Asked Questions

Public Provident Fund — a 15-year government-backed tax-free savings scheme.
EEE: contribution, interest, and maturity are all tax-exempt.
₹1,50,000 per year per account.
Yes, in 5-year blocks, with or without further deposits.
Loans from year 3–6, partial withdrawal from year 7.
Around 7.1% per annum, revised quarterly by the government.

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