Retirement & Wealth Planning

Retirement Corpus Calculator

Calculate the exact lumpsum you need at retirement to fund expenses for the rest of your life.

About the calculator

What is the Retirement Corpus Calculator?

The Retirement Corpus Calculator is a free online tool that helps you make informed decisions about your money. Enter your numbers and the calculator gives you instant, accurate results.

Use it to compare scenarios, plan goals and validate assumptions — all without signing up.

Formula used
  • Corpus
    Corpus = E × 12 × [1 − (1 + r')⁻ⁿ] / r'

Why use the Retirement Corpus Calculator?

Financial planning works only when it's specific. The Retirement Corpus Calculator converts assumptions into concrete numbers — so you can choose between scenarios with confidence rather than guesswork.

How it helps

By tweaking inputs and instantly seeing the impact, you build intuition for how the underlying variables interact. This is far more useful than abstract formulas alone.

What to remember

Calculators show possible outcomes based on the assumptions you provide. Real-world results may vary; review your plan periodically and adjust as your income, goals and circumstances evolve.

Frequently Asked Questions

Real return adjusts for inflation, giving a more accurate corpus estimate.
Often ₹3–8 crore for upper-middle-class lifestyles, inflation adjusted.
Longer life requires larger corpus — plan for 25–30 years post-retirement.
No — add a separate medical reserve, as healthcare inflates faster than general CPI.
Yes — joint expenses are typically higher than 2× individual; use both life expectancies.
Add the legacy amount to the calculated corpus.

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