As soon as you open a demat or trading account in India, the first thing that stands in your way is KYC (Know Your Customer). It is a regulation that brokers has to verify your identity and financial details before they allow you to invest or trade. But repeating it every time you wish to open a new account with some new broker would be a waste of time.

That’s where KRA (KYC Registration Agency) comes in.

What is KRA?

KRA (KYC Registration Agency) is a centralized repository initiated by SEBI in 2011 to facilitate ease of investor onboarding in the securities market. Instead of providing your KYC documents (PAN, Aadhaar, address proof, photo, signature, etc.) whenever you shift brokers, the data is stored in a KRA database.

CVL KRA (CAMS Investor Services)
NDML KRA (NSDL Database Management)
DOTEX KRA (NSE)
Karvy KRA (now functionally inactive)
MCX-SX KRA

At Flattrade, we register via CVL KRA

After uploading your documents by us and validating them by CVL KRA, you are made KYC-compliant in the market.

Why is KRA Important?

One-Time Process – The investors do not need to undergo KYC repeatedly every time they shift to a different broker.
Transparency – Information is stored safely and is accessible to any intermediary.
Regulatory Compliance – Aligns with SEBI’s anti-money laundering (AML) guidelines.
Quicker Account Opening – A broker is able to verify your information in seconds if it is present in the KRA database.

Bottom Line:

The launch of KRA has revolutionized investor onboarding within the Indian securities market. Rather than having to duplicate KYC each time, investors are equipped with a one-time reusable identity record across brokers.

For platforms such as ours, which already offers zero brokerage and technology-powered services, this is a perfect fit. With KRA-based authentication, and its InstaKYC mobile application, Flattrade offers investors a paperless, convenient, and compliant experience.

Whether you are new to opening a demat account or switching brokers, Flattrade’s KRA-driven process is time-, effort-, and inconvenience-free and enables you to focus on what truly matters: trading and investing.

Sources: NSE on KRA framework (nseindia.com)

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