Tax Calculators

Salary Calculator

Break your CTC into gross salary, PF, professional tax, income tax and in-hand take-home.

About the calculator

What is the Salary Calculator?

The Salary Calculator is a free online tool that helps you make informed decisions about your money. Enter your numbers and the calculator gives you instant, accurate results.

Use it to compare scenarios, plan goals and validate assumptions — all without signing up.

Formula used
  • Gross
    Gross = CTC − Employer EPF − Gratuity
  • In-hand
    In-hand = Gross − Employee EPF − Income Tax − Professional Tax

Why use the Salary Calculator?

Financial planning works only when it's specific. The Salary Calculator converts assumptions into concrete numbers — so you can choose between scenarios with confidence rather than guesswork.

How it helps

By tweaking inputs and instantly seeing the impact, you build intuition for how the underlying variables interact. This is far more useful than abstract formulas alone.

What to remember

Calculators show possible outcomes based on the assumptions you provide. Real-world results may vary; review your plan periodically and adjust as your income, goals and circumstances evolve.

Frequently Asked Questions

Cost to Company — total annual cost of an employee to the employer.
Because of employer's contribution to EPF, gratuity, and your taxes/PF.
State-wise, max ₹2,500 per year.
Yes — added to gross and taxed at slab.
12% of basic from employee + matching from employer.
Approximation used for new regime; for HRA-specific calculation use the HRA calculator.

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