Tax Calculators

Tax Saving Calculator

Plan your 80C, 80D, NPS and home loan deductions to minimize income tax legally.

About the calculator

What is the Tax Saving Calculator?

The Tax Saving Calculator is a free online tool that helps you make informed decisions about your money. Enter your numbers and the calculator gives you instant, accurate results.

Use it to compare scenarios, plan goals and validate assumptions — all without signing up.

Formula used
  • Total Old Regime deductions
    Std (₹50k) + 80C + 80D + 80CCD(1B) + Home Loan + others
  • Choose regime
    Pick the regime with lower tax (account for cess + rebate)

Why use the Tax Saving Calculator?

Financial planning works only when it's specific. The Tax Saving Calculator converts assumptions into concrete numbers — so you can choose between scenarios with confidence rather than guesswork.

How it helps

By tweaking inputs and instantly seeing the impact, you build intuition for how the underlying variables interact. This is far more useful than abstract formulas alone.

What to remember

Calculators show possible outcomes based on the assumptions you provide. Real-world results may vary; review your plan periodically and adjust as your income, goals and circumstances evolve.

Frequently Asked Questions

ELSS for growth + ₹1.5L cap; PPF/EPF for safe; tax-saver FD for short tenure.
₹25,000 (self+family), ₹50,000 for senior parents.
Extra ₹50,000 deduction over 80C.
Interest under 24(b) up to ₹2L; principal under 80C.
Only if you choose old regime; new regime ignores 80C.
At least yearly, ahead of tax filing.

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