Financial Calculators for Investments, Savings, Taxes and Wealth Planning
Make informed financial decisions with free online calculators for SIP, EMI, retirement planning, tax calculations, savings growth and more.
Most popular calculators
Project the future value of monthly mutual fund SIP investments.
OpenFind the Compound Annual Growth Rate of any investment.
OpenCalculate compound interest with adjustable compounding frequency.
OpenPlan your retirement corpus with inflation-adjusted assumptions.
OpenCalculate FY 2024-25 tax liability under the new regime.
OpenCompute EMI for any loan amount, rate and tenure.
OpenInvestment Calculators
15 calculators
Project the future value of monthly mutual fund SIP investments.
OpenProject an SIP that auto-increases every year in line with your income.
OpenEstimate the future value of a one-time investment in mutual funds.
OpenPlan systematic monthly withdrawals from a mutual fund corpus.
OpenCalculate the future value of any mutual fund investment — SIP or lumpsum.
OpenCompare future values of SIP and Lumpsum investment strategies side-by-side.
OpenRetirement & Wealth Planning
10 calculators
Plan your retirement corpus with inflation-adjusted assumptions.
OpenCalculate the corpus needed for Financial Independence & Retire Early.
OpenFind the exact corpus needed to fund retirement expenses.
OpenPlan annuity/pension income from a retirement corpus.
OpenCalculate the monthly SIP needed to reach any life goal.
OpenPlan your child's college education with inflation-adjusted corpus.
OpenSavings Calculators
10 calculators
Calculate maturity value of fixed deposits with quarterly compounding.
OpenFind the maturity value of monthly recurring deposits.
OpenMaturity projection of a Public Provident Fund account.
OpenProject Employee Provident Fund corpus at retirement.
OpenProject Voluntary Provident Fund maturity.
OpenProject your National Pension System corpus and monthly pension.
OpenLoan Calculators
11 calculators
Compute EMI for any loan amount, rate and tenure.
OpenCalculate EMI for your home loan with current rates.
OpenCompute personal loan EMI for any amount and tenure.
OpenCalculate EMI for a new or used car purchase.
OpenPlan EMI for higher education in India or abroad.
OpenCalculate EMI and interest for a gold-backed loan.
OpenTax Calculators
12 calculators
Calculate FY 2024-25 tax liability under the new regime.
OpenCalculate FY 2024-25 tax under the old regime with deductions.
OpenPlan 80C and other deductions to minimize income tax.
OpenQuarterly advance tax instalments based on annual tax liability.
OpenFind the HRA exemption from tax based on rent paid.
OpenBreak down CTC into gross pay, deductions and in-hand salary.
OpenPersonal Finance Calculators
7 calculators
Plan a monthly budget across income, expenses and savings.
OpenFind the monthly savings needed to reach any target by a target date.
OpenFind the emergency reserve you need to cover unexpected costs.
OpenCompute your net worth from assets and liabilities.
OpenFind the right life insurance cover based on income and liabilities.
OpenCalculate the ideal term insurance sum assured.
OpenWhy Financial Calculators Matter
Financial planning works only when the numbers are real. A reliable financial calculator turns intuition into evidence — projecting how a ₹10,000 monthly SIP grows over 20 years, how an EMI fits into your salary, how much corpus you need to retire comfortably, or how much tax you save with HRA. The right calculator removes ambiguity and turns abstract goals into measurable plans.
Whether you're tracking goals like a home, your child's education, or retirement, calculators help you stress-test assumptions across rate, time and contribution. They also support decisions on loan affordability and tax planning — two of the largest cash outflows for most households. The result is better budgeting, fewer surprises and a stronger sense of control over your money.
Flattrade's suite of 65 free calculators covers investments, savings, loans, taxes, retirement and personal finance — all designed to be fast, mobile-first and educational. Every calculator explains the formula, shows visual breakdowns and gives you instant results. Use them often. Plan deliberately.
All Calculators
- SIP Calculator
- Step-Up SIP Calculator
- Lumpsum Calculator
- SWP Calculator
- Mutual Fund Calculator
- Mutual Fund SIP vs Lumpsum Calculator
- ELSS Calculator
- CAGR Calculator
- XIRR Calculator
- Absolute Return Calculator
- Annualized Return Calculator
- Compound Interest Calculator
- Rule of 72 Calculator
- Future Value Calculator
- Present Value Calculator
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